Savvy Coupon Instructions

Jan
09

Savvy Coupon Instructions Week 9: Get Shopping & Saving!

by Kimberly on January 9, 2012

If you are new to this series, WELCOME! Each week I am covering a new step to give you the skills you need to become a Successful Savvy Couponer!

To View the previous Weeks, Click the links below (in blue)
Week 1: Why & How to Stockpile
Week 2: Where Do I Get Coupons
Week 3: How to Organize Coupons
Week 4: How it Works: Using Manufacturer’s Coupons
Week 5: How it Works: Combining Store and Manufacturer’s Coupons
Week 6: What is a Money Maker? How it Works at the Grocery Store
Week 7: Money Makers’ at the Drug Stores
Week 8: How you find the Deals

This week I am going to discuss how you get your Shopping List and Coupons Together?

 _____________________________________________

The Shopping List:

Here on savvycouponlady.com, I have a printable list feature for the weekly ads. As you look at the items on the weekly ad you will see a little square box to the left of each item. You simply click on the items you want from that ad and then click the ‘Print My List’ button at the bottom of each ad, located near my signature. How easy is that for you?!  Now you will have a list of the items and also the list of matching coupons.

How Do I get my coupons together?

In Week 3, when I discussed How To Organize your Coupons, I explained that you File your Sunday Coupon Inserts by date. Nothing is clipped until you are ready to shop. Let’s look at the example below to see how you find your coupon.

Example of an item you would see in my Publix Weekly Grocery Ad & Coupon Deals:

Lean Cuisine Frozen Entrees, 5-12.5 ounce, Get 5 for $10.00 (or $2.00 each)
~$2/6 Lean Cuisine Varieties, 6-16 oz, PUBLIX COUPON (exp 02/29/2012) Publix Simply Delicious Booklet
~$1/5 Lean Cuisine Varieties (exp 03/31/2012) 01/01/2012 SS Insert
Buy 6, use one $2/6 Publix Coupon and one $1/5 Manuf. Coupon. Total Due for 6: $9.00 (Makes them $1.50 each)

In this scenario we have both a Publix Store coupon and a Manufacturer’s Coupon available. How do you find those coupons?

At the END of each coupon listed it tells you where you can find it.

The First Coupon listed reads ‘Publix Simply Delicious Booklet
This Means you can find this coupon in the booklet found at Publix Stores called ‘Simply Delicious’

The Second Coupon listed reads ‘01/01/2012 SS Insert
This means that it is in the SmartSource Insert that you have filed under the Date 01/01/2012. So you simply go to that date in your file box, pull that folder out and depending on how many of that product you want to purchase, you quickly go through and clip that coupon out. If you are going to purchase 6, you will want to clip 6 of them.

Printable Coupons
If the coupon available is Printable, then it is linked right there in the weekly ad and you simply click on it to be redirected to the site you can print the coupon from.

_____________________________________________

 

Now you have Found the Deals, printed your shopping list, collected your coupons and you’re on your way to shopping and saving!

This concludes the Savvy Coupon Instructions Series. Thank you so much for joining me in this series. I hope you feel empowered with the skills needed to be a successful Savvy Couponer!

Remember that I am ALWAYS here to answer any questions that you have along the way! I want to do all I can to help each of you become SUCCESSFUL Savvy Couponers!

 

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Jan
02

Savvy Coupon Instructions Week 8: How you Find the Deals

by Kimberly on January 2, 2012

If you are new to this series, WELCOME! Each Week I give you one step to empower you with the skills needed to Successfully save you and your family money using coupons!

To View the previous Weeks, Click the links below (in blue)
Week 1: Why & How to Stockpile
Week 2: Where Do I Get Coupons
Week 3: How to Organize Coupons
Week 4: How it Works: Using Manufacturer’s Coupons
Week 5: How it Works: Combining Store and Manufacturer’s Coupons
Week 6: What is a Money Maker? How it Works at the Grocery Store
Week 7: Money Makers’ at the Drug Stores

I hope you had a WONDERFUL time over the holidays. I am ready to get back into the swing of things, and am really ready to have the weekly ads get back to their normal schedules. :-)

This week on Savvy Coupon Instructions I am going to show you how you find the best deals!

How you Find the Deals:

I have worked hard to make this step very easy for you. Each weekly Ad has all of the Super Deals (deals that are at their rock bottom price or ‘buy’ price) marked for you! As you look at the weekly ads wherever you see this symbol , it means that is a Super Deal! Not only do I mark the Super deals for you but I also pick out the best coupon from the list and then tell you exactly what to do!

 

Color Key Guide

Bold = Item on Sale and Price
Green = Store Coupons
Red = Manufacturer’s Coupons
Black = Deal Suggestion
= Super Deal (rock bottom pricing)

 

 

Grocery Store Example:

Solo Plastic Cups 24-50 count or Plastic Plates, 12 count, Buy 1 @ $3.29 Get 1 Free
~$1/2 Solo Disposable Tabletop Items, TARGET coupon (exp 12/31/2011) Target.com
~$1/2 Solo Products, PUBLIX COUPON (exp 12/31/2011) Publix Winter Family Savings Booklet
~$0.75/1 Solo Cup, Plate or Bowl (exp 02/29/2012) 12/04/2011 SS Insert
~$0.75/1 Solo Cups, Plates, or Bowls
For every 2 you buy, use one $1/2 Publix Coupon (or Target coupon if your store honors) and two $0.75/1 Manuf. Coupons. Total Due for 2: $0.79 (Makes them $0.40 each!)

 

Drug Store Example:

$5 RR when you buy (2) Triaminic Cold, Cough, Fever or Allergy Relief, Thin Strips 14 pack, Liquid 4 ounce, Fever Reducer 2 or 4 ounce, Get 2 for $10.00 (must buy 2 to get sale price)
~$1/1 Triaminic Fever Reducer Pain Reliever Product (exp 01/02/2012)
~$3/2 Triaminic Products (exp 01/02/2012)
~$3/1 Triaminic Fever Reducer Pain Reliever (exp 02/15/2012) 12/04/2011 SS Insert
~$3/2 Triaminic (exp 02/15/2012) 12/04/2011 SS Insert

~ Deal Suggestion ~
Buy: (2) Triaminic Fever Reducer 2 or 4 ounce, Get 2 for $10.00
Use: (2) $3/1 Triaminic Fever Reducer Pain Reliever (exp 02/15/2012) 12/04/2011 SS Insert
Total Due: $4.00
Receive: $5.00 RR
Total AFTER RR: FREE Plus $1.00 Profit!

 

I have also put together a Price Guide Sheet for you, so you have an idea of what the highest price you should for pay for a product is. This Price Guide Sheet Can be downloaded so you always have it on hand. The Prices are for Florida, where coupons can not be doubled, so if you live in an area that doubles coupons the prices will most likely be even lower for you.

In Summary, when looking at a weekly store ad on SavvyCouponLady all you have to do is look for the symbol and you just found all the Super Deals!

 

Now you have Found the Super Deals and have a Price Guide Sheet to help you with other items you may be looking for! Next Week I will discuss Printing your list and getting your coupons together!

 

Remember that I am ALWAYS here to answer any questions that you have along the way! I want to do all I can to help each of you become SUCCESSFUL Savvy Couponers!

 

 

 

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If you are new to this series, WELCOME! Each week I am covering a new step to give you the skills you need to become a Successful Savvy Couponer!

To View the previous Weeks, Click the links below (in blue)
Week 1: Why & How to Stockpile
Week 2: Where Do I Get Coupons
Week 3: How to Organize Coupons
Week 4: How it Works: Using Manufacturer’s Coupons
Week 5: How it Works: Combining Store and Manufacturer’s Coupons
Week 6: What is a Money Maker? How it Works at the Grocery Store

Last Week I discussed what a Money Maker is and gave you a couple scenarios of ‘Money Makers’ at the Grocery store. Having a Money Maker at the Drug Stores is a little different than at the Grocery stores. At the Grocery Store it’s straight profit. At the Drug Stores you spend a little to make more, which stretches your dollar in the end.

First, you need to know that the Drug Stores have a rewards system.

CVS Rewards System:
At CVS they have Extra Care Bucks (ECB). Extra Care Bucks are given to you after you purchase specially marked products that can be used towards in store purchases. They are printed up at the bottom of your receipt. (Extra Care Bucks Can Not be used towards Prescription purchases).

Walgreens Rewards System:
At Walgreens they offer Register Rewards (RR). Register Rewards are actually Catalinas. They are printed up separately from your receipt, and are Manufacturer coupons. They can be used for in-store purchases also. MOST (not all) grocery stores will also accept Register Rewards as they have a scanable bar code on them and are Manufacturer Coupons. Register rewards are for a specific dollar amount off of your next purchase (Not valid towards prescriptions).

Let’s Look at a CVS Money Maker Scenario:

Store Offer: $2.00 ECB (Extra Care Bucks) when you buy (1) Dentek Flossers, 75 count, On Sale $2.00.

This means that the cost of the product is $2.00, but after you pay for it they are going to give you $2.00 in Extra Care Bucks. This item would be FREE AFTER ECB if you used no coupons, but we’re going to use a coupon and turn this into a Money Maker.

Coupon that was available: $1.25/1 Dentek Flossers Coupon

$2.00 (cost of Flossers) – $1.25 coupon = $0.75 (balance due)

You will pay $0.75 + tax
You will receive: (1) $2.00 ECB after that to use towards another in-store purchase!

$2.00 – $0.75 = $1.25 Profit (or Money Maker)!

This means you are actually getting the Dentek Flossers for Free plus profit! I usually use my ECBs to purchase items that there are rarely coupons for. For example, If a 24 pack case of water is on sale for $2.88, I would purchase that and use my $2.00 ECB to pay for that, so my balance would be $0.88. I would have then gone in and purchased both Dentek Flossers and a case of water for only $1.63! That is how you use the Drug Store Rewards systems to stretch your dollar and save money.

 

Let’s Look at a Walgreens Money Maker Scenario:

  • $3 RR (Register Rewards) when you buy (1) Preparation-H Totables, 10 count, On Sale $3.00
  • Coupons That was available: $3/1 Preparation-H Product, any

$3.00 (product cost) – $3.00 (coupon) = 0.00 (No cost to me)

I Receive a $3.00 RR for that purchase. So not only am I getting that product for Free I am Getting $3 RR back, which means a profit of $3.00 (or a $3 Money Maker).

Again, I choose to use the Register Rewards to purchase an item that there are rarely coupons and good deals for. So I purchase Trash Bags that are on sale for $3.99. I use the $3 RR from my previous transaction and my balance due for the Trash Bags is: $0.99! That means I was able to get the Preparation-H Totables and the Trash Bags both for only $0.99.

 

The only time I purchase products I don’t use are when I can make a profit getting them, and then donate them. It’s easy to give away something that didn’t cost me anything! :-)

 

Walgreens Has quite a Few ‘Rules’ to learn to be successful shopping there. I HIGHLY encourage any of you that are beginners to tackle learning the Grocery stores FIRST. Once you are very comfortable with those THEN move to the Drug Stores. It’s a completely different set of rules to learn. Once you learn them though, you will save tons of money!

For those of you that are far enough along and ready to tackle The Drug Stores, here are a Few important Rules to know:

Tips to Shopping At Walgreens:
1) Always give the cashier your Manufacturer’s Coupons FIRST and Walgreens In-Ad Coupons LAST.
2) When buying multiple IDENTICAL products offering RR, purchase them in SEPARATE transactions. (If you purchase more than 1 in a single transaction you will only get 1 RR)
3) Do not use the RR you receive from a product to go towards the purchase price of another IDENTICAL product, as you will also not receive another RR. (Ex. If they’re offering a $5 RR for Pro-Glide Razors you will not want to use that $5 RR towards another Pro-Glide Razor because you will NOT receive another RR. Purchase them in separate transactions and use the RR for other items that are NOT identical)
4) RR can NOT be used towards the purchase of Prescriptions (some stores do not allow you to use them towards the purchase of Dairy products or Gift Card purchases either)
5) Remember you can never have more coupons than items at Walgreens, so grab something cheap (a ‘filler’) that is $0.50 or less to make up for any extra coupons
6) RR do have an expiration date on them, so make sure you use them before they expire.
7) “Profit” refers to you receiving more in RR than you spend. It does NOT mean you get cash back.
8 ) Walgreens In-Ad coupons DO NOT count as coupons in your coupon count…they basically just adjust the price of the item.
9 ) Because you can never have more coupons than items, it is important to know that at Walgreens if you have a coupon for $1/4 ($1 off 4 items) that counts as FOUR coupons (think of it as $0.25 off per item), so you will need a filler if you are buying 4 items, using the $1/4 coupons AND planning on using a Register Reward also.

 

Tips to Shopping At CVS:
1) You must have a CVS card to receive the savings and ECBs. You can register for one with the cashier.
2) Scan your CVS card at the Coupon Kiosk inside the store to see what Coupons print up for you before you shop.
3) Unlike Walgreens, You can buy more than one identical item offering ECB in a transaction and receive ECB on both.
4) You CAN have more coupons than items at CVS. that rule only applies to Walgreens.
5) ECB’s always have a limit of how many they will give you per item. Make sure to check the weekly ad for the limits. Some items will only allow 1 ECB offer to print, other products offering ECB may have a limit of 6.
Example #1: Let’s say that Gillette Pro-Glide Razor has an offer of $5 ECB (limit 1 offer per household card). This means that you will only be able to receive the ECB one time for that purchase.
Example #2: Revlon Nail Enamel has an offer of $3.00 ECB (limit 6 ECB per household card). This means you can get up to (6) $3.00 ECB offers. If you bought 6 in one transaction you would receive: $18 ECB ($3.00 x 6 = $18.00).

Next Week we are going to take a Break for the Holiday and will pick back up with Savvy Coupon Instructions the following Week! Have Wonderful Holiday! And Remember that I am ALWAYS here to answer any questions that you have along the way! I want to do all I can to help each of you become SUCCESSFUL Savvy Couponers!

 

 

 

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Dec
13

Savvy Coupon Instructions Week 6: What is a Money Maker?

by Kimberly on December 13, 2011

If you are new to this series, WELCOME! Each week I am covering a new step to give you the skills you need to become a Successful Savvy Couponer!

To View the previous Weeks, Click the links below (in blue)
Week 1: Stockpiling
Week 2: Where to Get Coupons
Week 3: Organization
Week 4: How it Works: Using Manufacturer’s Coupons
Week 5: How it Works: Combining Store and Manufacturer’s Coupons

 

What is a Money Maker?

There are several Terms that refer to a Money Maker. Some people call it ‘overage’, some ‘profit’ and some a ‘Money Maker’. All of these terms mean that  the Value of your coupon(s) exceeds the actual cost of the product.

A Few Notes About ‘Money Makers':
~NOT ALL stores allow this. Many will simply adjust the price to be free. Make sure to check at your local store for their policy on this BEFORE you shop.
~I NEVER COUNT on getting overage. If I get it, WONDERFUL…but I’m happy with Free. It can get very frustrating very quickly if you PLAN on getting overage to help pay for other products and you don’t end up getting it. So…my advice…don’t plan on it, but when you do get it…do the Happy coupon dance!! :-)
~At most stores that allow ‘Overage’ they take the ‘overage’ and it comes off the TOTAL PRICE of your bill, which is a great way to save on items like meat and produce, which there are rarely coupons for. As a Rule, you will NOT receive Cash back on any ‘Money Makers/Overage/Profit’ Deals. They simply help reduce your total grocery bill. (I realize there are a FEW stores that do give cash back, but that’s the Exception to the Normal policies).

 

Let’s look at a couple different scenarios to see how it is possible to have a ‘Money Maker':

 

Scenario #1:

 

Product Being Purchased: Sundown Naturals Vitamin D3 400IU, 100 softgels, Priced $2.97 each
Coupons being used:
$6/2 Sundown Naturals Vitamins, any – STORE coupon
$1/1 Sundown Naturals Vitamins, any – Manufacturer’s Coupon

Because the Store coupon is for $6.00 off 2 products, you will need to purchase 2 products, which means you will also use (2) Manufacturer’s Coupons

What is the Total Value of the coupons being used?
$6.00 Store Coupon, + (2) $1/1 Manufacturer’s Coupons = $8.00
My total Coupon Value is: $8.00

What is the Total Cost of the Product I am Purchasing BEFORE coupons are deducted?
The Cost of the Product is $2.97 each, and we are going to purchase 2.
$2.97 + $2.97 = $5.94
The total purchase ‘COST’ of those 2 products is: $5.94

Let’s compare the Value of my Coupons to the actual COST of the product:
The Total Coupon Value = $8.00
The Cost to Purchase the Product = $5.94

How Does this Create a ‘Money Maker’?
I think doing the math for this is the easiest way to see how this becomes a ‘Money Maker’.
$8.00 – $5.94 = $2.06
(coupon Value) – (product cost) = Dollar amount left ‘Over’.

This means I have $2.06 worth of coupons ‘OVER’ the cost of the product (or AFTER coupons and the cost of the product, is a $2.06 Money Maker!)

 

Scenario #2

 

Product Being Purchased: Kikkoman’s Panko Bread Crumbs, Priced $2.29 each
Coupon Being Used: $3/1 Kikkoman’s Panko Bread Crumbs – Manufacturer’s Coupon

Coupon Value: $3.00
Cost of Product: $2.29
$3.00 – $2.29 = $0.71
Here you have $0.71 in coupon value ‘OVER’ the cost of the product, or a $0.71 Money Maker.

 

Does the Store Lose Money because of  Money Makers?

Often times the reason that a store doesn’t allow overage is that they think they are ‘paying’ you to purchase a product, but in reality, they are getting the same dollar amount for all of the products you are purchasing, that they would if you walked in and payed for the products without coupons,  the only difference is that they are being paid by the Manufacturers for a lot of the product rather than being paid by you.  Stores Get reimbursed the value of the coupons by the Manufacturer. Let’s look at this example below:

Items You Are Purchasing:

(2) Sundown Naturals Vitamin D3 400IU, 100 softgels, Priced $2.97 each
(3) Kikkoman’s Panko Bread Crumbs, Priced $2.29 each
(2) General Mills Cereal, On Sale Buy 1 @ $3.99 Get 1 Free
(1) Gallon of Milk, Priced $3.87

Total Cost of Products you are purchasing = $20.67 + tax. (this would be your cost if you went into the store and purchased these items without coupons (or the total the store would be making)

Here are the coupons you are using:

(1) $6/2 Sundown Naturals Vitamins, any – STORE coupon
(2) $1/1 Sundown Naturals Vitamins, any – Manufacturer’s Coupon
(3) $3/1 Kikkoman’s Panko Bread Crumbs – Manufacturer’s Coupon
(1) $1/2 General Mills Cereal – Manufacturer’s Coupon

Total Value of Coupons = $18.00 (remember that the Sundown and Kikkoman’s are Money Makers with the coupons)

Total Out of Pocket Cost for you =  $2.67 + tax. ( $20.67 Balance due MINUS the $18.00 in coupons = your out of pocket cost)

What the store needs to be getting paid for the product is still: $20.67 + tax. Let’s see what they are getting paid once we take the balance you are paying and add the Value of the coupons (which the manufacturer will reimburse them for):

$2.67 + $18.00 = $20.67
(amount you are paying) + (Coupon Amount) = (Total Store is receiving for purchases)

$20.67!!! They are not loosing any money. They are still getting paid the exact same amount that they would if you walked in, used no coupons and paid cash for those products. Overage is actually a ‘Win, Win’ for everyone. You get to pay less for the products you are purchasing and the store is still making the exact same amount of money as those not using coupons! More stores are beginning to realize this. Wal-Mart recently changed their coupon policy to ALLOW overage, because they understand they are not loosing money, but can use it to promote business and encourage those trying to save money to shop there.

 

What if your store doesn’t allow overage?


I have personally run into this several times. It is frustrating, however, I don’t need to agree with their policy, I just need to honor, respect and follow that store’s policy. In once instance when I had overage the cashier called the manager over and he  angrily said ‘I’m not paying you to get a product!’. I smiled, said “OK” and KINDLY asked them to take the item off my bill and KINDLY asked for my coupons back, and I simply go to a store that IS COUPON FRIENDLY! They are the ones loosing shoppers, I still get what I want, just at a different store.

 

An Important Ethical Note:

 

(NOTE: This is my personal Ethical Value/Opinion)

It has become my rule to NEVER NEVER NEVER argue with ANYONE in a store over coupon policies! I know when we plan our shopping trips and invest the time and effort into saving our families money, it touches a nerve when we go to the store and they won’t allow us to use certain coupons. I have learned over the past few years to ALWAYS KEEP AN OPEN MIND to learn new policies and what each store allows, so I can continue saving money within the parameters of the rules. Guess what? Most of the time when I thought I was right about how I could use a coupon…I was WRONG! I was getting frustrated with store employees, and I was the one using the coupons improperly. When I was a beginner with couponing I thought I knew it all….LOL…boy was I wrong! Here’s a confession…when I first started couponing I argued with a store employee and I felt so horrible afterwards, I called the store, asked for her and apologized. We both ended up laughing by the end of the conversation, but I certainly didn’t want to have to keep calling employees and apologizing! So, that is when I decided to change how I look at couponing, NEVER argue about coupons and decided to have an open mind to learn the ‘systems’.. I am STILL learning things! When there is a ‘glitch’ and it doesn’t go as planned, I patiently and with an open mind, ask the manager to explain their policy, so I can LEARN! (If need to blow off steam after it all, I call my husband after I leave the store or text a friend and vent…but NEVER vent in the store directly to a person doing the job they were told to do). Coupon Policies are always changing. It is our job, as Savvy Couponers, to learn the policies and abide by them, whether we agree with them or not. It doesn’t matter who is right or wrong, all that matters is that I am learning what that stores’ policies are so I can figure out where and how to shop and save as much money as possible for my family.

 

Next Week I am going to discuss How ‘Money Makers’ work at the Drug Stores!!

 

As always, remember that I am here to help answer your questions and guide you along the way. Please feel free to ask questions here or e-mail me anytime. I want each of you to be successful Savvy Couponers!

 

 

 

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Dec
05

Savvy Couponing Instructions Week 5: Stacking Coupons

by Kimberly on December 5, 2011

I got some great Feedback last week from you all as I discussed How to use Manufacturer’s Coupons with Buy 1 Get 1 Free Sales to drastically reduce the cost of Products. This week I am going to discuss how to ‘Stack’ Coupons. Stacking Coupons, Simply means you are using both a Manufacturer Coupon AND a Store Coupon for a product.

If you are new to this series, WELCOME! Each week I am covering a new step to give you the skills you need to become a Successful Savvy Couponer!

To View the previous Weeks, Click the links below (in blue)
Week 1: Stockpiling
Week 2: Where to Get Coupons
Week 3: Organization
Week 4: How it Works: Using Manufacturer’s Coupons

_________________________________________________________________

Last Week, if you recall, I introduced the basic rule below:

You are allowed ONE Manufacturer’s Coupon AND ONE Store OR Competitor coupon PER ITEM…INCLUDING the FREE item in a Buy 1 Get 1 Free Deal.

Note:
This is a general rule allowed at MOST stores. You will need to check with the specific store you shop at to verify their rule
I am explaining this for Florida couponers, where I am. Here in Florida coupons are not doubled and to get BOGO pricing you must buy both items. the first item rings up at full price and the second item rings up FREE.

Let’s Look at How you can reduce a price even MORE when there are store coupons available. Some stores (Publix is one of them) honor Competitor Coupons. Each store will vary as to their policy on this and also will vary as to what Store’s Coupons they will accept. So make sure to check with your store to verify their policy on this, as well as what Store’s they consider to be competitors.

Here on Savvy Coupon Lady.com when I match coupons with sales I always color code the coupons for you so you can easily see what is a store coupon and what is a Manufacturer coupon.
Green = Store/Competitor Coupons
Red = Manufacturer Coupons

Stacking  Coupons Scenario:

Product: Eggo Frozen Pancakes, On Sale Buy 1 @ $2.79 Get 1 Free (That means you get 2 boxes for the price of one. $2.79 in this scenario)
Coupons I had:
(1) Store Coupon for $1.00 off 2 ($1/2) Eggo Frozen Products
(1) Manufacturer’s coupon for $1.00 off 2 ($1/2) Eggo Frozen Products.

Amount of Product I am Purchasing:
(2) Boxes Eggo Frozen Pancakes Priced Buy 1 @ $2.79 Get 1 Free
Coupons I Used:
(1) $1/2 Store Coupon for Eggo Frozen Product
AND
(1) $1/2 MQ for Eggo Frozen Product

My coupon total is $2.00. ($1.00 Store Coupon + $1.00 Manuf. Coupon)
(Remember: Because of the sale I only have to pay for one box and get the other FREE.)

$2.79 (price of the eggo’s) – $2.00 = $0.79 for 2 boxes!! (That makes each box only $0.40 each!)

 

Let’s recap how using coupons with a Buy 1Get 1 Free Sale really reduces the price.

  • The cost of 2 boxes with the Buy 1 Get 1 Free Sale only & No Coupons would have been: $2.79 (Making each box $1.40 each)
  • The cost of 2 boxes with the Buy 1 Get 1 Free Sale and the $1/2 manufacturer Coupon only would have been $1.79 (Making each box $0.90…this is actually a ‘Stockpile’ price..but since there also happened to be a Store coupon available at the time we want to use that to reduce the price even more.)
  • The Cost of 2 boxes with the Buy 1 Get 1 Free Sale, the $1/2 Manufacturer’s Coupon AND the $1/2 Store Coupon was only $0.79 (Making each box $0.40 each!)

Now the price is at it’s absolute lowest price and you you will want to STOCK UP on this item, so you don’t have to buy it again until it’s $0.90 or less!

Next Week I am going to discuss ‘overage’ also known as ‘Money Making’ or ‘Profit’ and how that works!!

As always, remember that I am here to help answer your questions and guide you along the way. Please feel free to ask questions here or e-mail me anytime. I want each of you to be successful Savvy Couponers!

 

 

 

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Nov
28

Savvy Couponing Instructions Week 4: How it Works, Part 1

by Kimberly on November 28, 2011

If you are new to this series, WELCOME! Each week I am covering a new step to give you the skills you need to become a Successful Savvy Couponer!

To View the previous Weeks, Click the links below (in blue)
Week 1: Stockpiling
Week 2: Where to Get Coupons
Week 3: Organization

This week I’m going to explain how using coupons works to reduce your grocery bill. This week is Part 1:  How to Use Manufacturer’s Coupons.

Here is the Rule: You are allowed ONE Manufacturer’s Coupon AND ONE Store OR Competitor coupon PER ITEM…INCLUDING the FREE item in a Buy 1 Get 1 Free Deal.

Note:
This is a general rule allowed at MOST stores. You will need to check with the specific store you shop at to verify their rule
I am explaining this for Florida couponers, where I am. Here in Florida coupons are not doubled and to get BOGO pricing you must buy both items. the first item rings up at full price and the second item rings up FREE.

Let’s look at a couple different scenarios, using JUST Manufacturer’s Coupons, to see how using coupons drastically reduces the price of an item that’s on sale 50% off (or BOGO)

 

Scenario 1

 

Product: Finish Automatic Dishwasher Tablets. Regular Price $6.99…ON SALE Buy 1 @$6.99 Get 1 Free (BOGO)

So, this means you are getting 2 boxes for $6.99 (making them $3.50 each). How can we save even more?

Coupon Available: There was a coupon for $2.50 off 1 ($2.50/1) box of Finish Automatic Dishwasher Detergent in one of my Sunday papers. (I buy multiple papers…remember I discussed in Week 1 & 2 how important it is to buy in pairs!!!)

Rule Reminder: You are allowed one coupon PER ITEM…INCLUDING THE FREE ITEM.

Coupons I use: I am getting TWO boxes of Finish Dishwasher Detergent, so I am going to use TWO $2.50/1 Finish Automatic Dishwasher Detergent coupons.

Total Cost of 2 boxes on sale BOGO: $6.99
Total Coupon Value: $5.00

$6.99 – $5.00 = $1.99

This means you are getting TWO boxes for $1.99 (which makes them $1 each!)

 

Scenario 2:

 

Product: Oral-B Toothbrushes, Regular Price $3.19 each, On Sale Buy 1 @ $3.19 Get 1 Free (BOGO)

So this means I am getting 2 toothbrushes for $3.19 (Making them $1.60 each with just the Store sale)

Coupon Available: Buy 1 Get 1 Free Oral-B Toothbrush up to $3.25 value from a Sunday Paper

Coupon I use: When you are using a Buy 1 Get 1 Free Coupon that counts as One Coupon for BOTH products you are buying. So I can use ONE Buy 1 Get 1 Free Oral-B Toothbrush Coupon.

Total Cost of 2 toothbrushes on sale BOGO: $3.19
Total Coupon Value: $3.19

$3.19 – $3.19 (from Buy 1 Get 1 Coupon) = FREE!

So I am getting TWO Oral-B toothbrushes for Free!


Scenario #3:

 

Product: Krusteaz Cookie Mix, On Sale Buy 1 @ 2.39 Get 1 Free (BOGO)

This means I am getting TWO boxes for $2.39

Coupon Available: $1/2 Krusteaz Cookie Mix

NOTE: Coupons that are for $1 off 2 products count as 1 coupon for BOTH items (think of it as $0.50 off each item). The same goes for a coupon that is $0.75/4 ($0.75 off 4 items), you would use that one $0.75/4 coupon for FOUR products.

Total Cost of 2 boxes of Cookie Mix on sale BOGO: $2.39
Total Coupon Value: $1.00

$2.39 – $1.00 = $1.39

So I get TWO boxes of Krusteaz Cookie Mix for $1.39 (or $0.70 each!)

 

Reminder: I discussed in week 1 Stockpiling, that when a product is at it’s lowest price, you want to Stock Up (buy) enough product to last you through the 4-6 month sale cycle. You should be buying a minimum of 4 papers with a rule of buying 2 papers for each member in your household. (I personally buy 20 papers each week for our family of 6.) Because you have been buying multiple papers each week, you now can ‘Stock Up’ on the products as they reach their lowest price.

Next Week I will be discussing How to use Store/Competitor Coupons AND Manufacturer’s Coupons!

As always, remember that I am here to help answer your questions and guide you along the way. Please feel free to ask questions here or e-mail me anytime. I want each of you to be successful Savvy Couponers!

 

 

 

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Nov
22

Savvy Coupon Instructions Week 3: How to Organize Coupons

by Kimberly on November 22, 2011

If you are just joining this series, Welcome!! Each week I am discussing how to begin couponing and giving instructions to help get you started.
To view the Previous Weeks, simply Click the Links below

Week 1: Stockpiling
Week 2: How to Get Coupons

Last week I discussed the different places you can get coupons from. This week I’m going to discuss how to organize all of those coupons. This is, by far, one of the most important instructions I’m going to give you. If you don’t have a solid system to organize all of your coupons, chances are, you’ll get overwhelmed very quickly and stop couponing. I want to empower each of you to be Successful Savvy Couponers!

 

How to Organize:

 

There are several Different methods that couponers use. The two most common methods are the “File Box Method” and the “Binder Method”. You will need to find the method that works the best for you. With the ‘Binder Method’ Each coupon is placed in a Binder with plastic sheets with pockets inside, and is divided up into different catergories. This method is wonderful, but it does require you religiously clipping your coupons and spending about 1-2 hours a week organizing them. If you would like to use this method and want a list of the different catergories you divide the binder into for organization please leave a comment here on this post or email me and I’ll send you the information. (You can google Images of  Coupon Binder to see some pictures of this method)

 

I am going to focus on the system I use and that is the File Box Method.   I truly don’t have an extra hour or two a week to spend on a full blown binder (I wish I did), but I have to be realistic with myself, and with 4 kids I just don’t have the time. I spend about 10 minutes a week filing coupons, and then about 20-45 minutes a week gathering and clipping my coupons, so this is the most time effective method for me.

STEP 1:  Sunday Coupon Inserts
You will pull all the coupon Inserts each week from your Sunday paper and put all the SmartSource together, then all the Red Plum together, then P&G…etc. (Photo below)

 

STEP 2:  File them by that Sunday’s Date (You don’t clip anything!!  WOOHOO!!) :-)  I have a file box, but if you can’t afford that just use a cardboard box and put them in a folder with that Sunday’s Date (if you can’t afford folders, then cut a bigger piece of cardboard & put that Sunday’s date on it to divide between Sunday’s.   PICTURED BELOW:  Photo 1 is the File Boxes I use (I label the outside of the box as to which Dates are in the box),  Photo 2 is inside the file box (I use hanging folders with tabs for each Sunday’s Date.  I now buy 20 papers each week, so I break it down a little more and put each group of inserts in separate folders.  So they’re labeled 11/20/11 SS, or 11/13/11 RP etc.)  **Note: If you buy the All You Coupon Magazine, you can also put those in a file box & label by the month & year (Ex: All You – March 2011)

 

 

CLICK HERE TO CONTINUE READING…

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Nov
14

Savvy Couponing Instructions Week 2: Where do I Get Coupons?

by Kimberly on November 14, 2011

We are already on our Second Week of the Savvy Couponing Instructions Series. The feedback I got from last week’s post was wonderful. It seems like this is something that is really going to help all of you. Last week I discussed  Stockpiling. The most important part in being able to build a stockpile is to have coupons, so that when items are on sale at their lowest price, you have coupons to go with that, thereby making the price even lower.

 

Where do we get coupons from?

The Sunday Paper


Sunday Coupon Inserts

 

The MAIN resource are the coupons in the Sunday paper. These are called coupon inserts. There are 4 Main Coupon Inserts that come in the Sunday Paper: SmartSource (SS), RedPlum (RP), Procter & Gamble (PG) and General Mills (GM). These have cycles also. You will not receive all 4 each week. Some weeks there will only be one, but that week is just as important to get as the weeks that have 4 Inserts. Each Saturday I post what coupon inserts we can expect that Sunday.

I recommend, in order to have a good stockpile, buying a minimum of 2 papers for each member of your household each Sunday (a minimum of 4 if you live alone). I have 6 in my household and I buy 20 papers each Sunday, 12 paper did not provide enough coupons for me to stock up long enough to last a full sale cycle.

 

All You Magazine

All You Magazine

 

There are only 2 coupon resources I pay for: The Sunday Paper and the All You Magazine. This magazine is a coupon magazine and is full of valuable coupons each month. The only store the magazine is available at is Walmart (or you can order home delivery, the info is available on the homepage of my blog on the right hand side bar)

 

Printable Coupons

Printable Coupons

Printing Coupons is FREE and easy. The first time you print coupons you will have to download quick and safe software to enable your coupons to print. (Tip: Print in Black Ink…no reason to waste your color ink)
You can usually print 2 of each coupon PER COMPUTER
No Copying or Scanning coupons, as these are fraudulent coupons

Peelies

Peelie


These are the coupons on a product and you peel them off…at most stores you are allowed to take these off and save them (not at Albertson’s) . You do NOT have to use these right then and there at the store.

Blinkies

Blinkie Machine


These are the coupons in the little machines in the grocery store aisles that have a little blinking red light that spits out coupons

 

Tearpads

Tearpad

These are coupons that usually hanging off a shelf in front of a product on a pad of paper that you tear off.
Hangtags: These are coupons that are hanging around the neck of a product.

 

Coupon Booklets

Coupon Booklet

These are booklets you can find throughout the grocery store that often have both Store Coupons and Manufacturer Coupons in them

 

Summary of Savvy Couponing Instructions Week 2:

 

  • Before you can start building a stockpile you need to have a stockpile of coupons to pull from.
  • Begin buying papers each Sunday and Hunting for coupons at your store.
  • DO NOT CLIP ANYTHING! Just get the papers and coupons right now. Don’t throw any of the inserts or coupons away unless they are expired (and even those can be donated to the Military)
  • I will discuss next week how to Organize all of this, so that when it comes time to get your shopping list and coupons together it is simple and takes as little time as possible.

As always, I am only an email away when you have questions. I am always happy to answer all the questions I can. I want each of you to be successful Savvy Couponers!

Make Sure to Join Me on FACEBOOK and TWITTER so you never miss a deal!

 

 

 

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